Ari Jakobov

Ari Jakobov

Assumable homes for sale in Bakersfield, CA

6 homesFHA loansrates from 2.72% vs 7.32% today

Bakersfield assumption guide
5105 Kathimae, Bakersfield, CA, 93313 — assumable FHA mortgage at 2.72%
FHA
Active
43
$399,999$185,085 equity gap
Rate
2.72%
7.32%today
Payment
$1,007/mo
$1,701today
  • 3beds
  • 3baths
  • 2,248sqft

5105 Kathimae, Bakersfield

4705 Millbrook, Bakersfield, CA, 93313 — assumable FHA mortgage at 2.86%
FHA
Active
10
$315,000$131,317 equity gap
Rate
2.86%
7.32%today
Payment
$854/mo
$1,416today
  • 3beds
  • 2baths
  • 1,228sqft

4705 Millbrook, Bakersfield

2404 Sosa Drive, Bakersfield, CA, 93313 — assumable FHA mortgage at 3.80%
FHA
Active
23
$419,999$309,969 equity gap
Rate
3.80%
7.32%today
Payment
$769/mo
$1,133today
  • 4beds
  • 2baths
  • 2,048sqft

2404 Sosa Drive, Bakersfield

6225 Galanos Court, Bakersfield, CA, 93313 — assumable FHA mortgage at 6.11%
FHA
Active
36
$499,000$98,999 equity gap
Rate
6.11%
7.32%today
Payment
$2,552/mo
$2,890today
  • 4beds
  • 3baths
  • 2,500sqft

6225 Galanos Court, Bakersfield

3813 Rockcastle, Bakersfield, CA, 93309 — assumable FHA mortgage at 6.15%
FHA
Active
24
$370,000$41,512 equity gap
Rate
6.15%
7.32%today
Payment
$2,093/mo
$2,360today
  • 3beds
  • 2baths
  • 1,414sqft

3813 Rockcastle, Bakersfield

6213 Brewer Creek Drive, Bakersfield, CA, 93313 — assumable FHA mortgage at 6.44%
FHA
Active
31
$425,000$410,658 equity gap
Rate
6.44%
7.32%today
Payment
$84/mo
$93today
  • 4beds
  • 3baths
  • 1,867sqft

6213 Brewer Creek Drive, Bakersfield

Assuming a mortgage in Bakersfield

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.72%
Lowest existing payment
$769 /mo
Median cash to assume
$158,201
Ari Jakobov

Ari Jakobov

Realtor License: SA699624000

eXp Realty - a

ari@jakobovgroup.com+16025009874eXp Realty - a logo
Equal Housing Opportunity

eXp Realty - a is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.