Ari Jakobov

Ari Jakobov

(602) 500-9874

Assumable homes for sale in El Mirage, AZ

44 homesFHA & VA loansrates from 2.78% vs 7.32% today

El Mirage assumption guide
12008 LARKSPUR Road, El Mirage, AZ, 85335 — assumable FHA mortgage at 3.07%
FHA
Active
26
$310,000$45,465 equity gap
Rate
3.07%
7.32%today
Payment
$1,253/mo
$2,023today
  • 2beds
  • 2baths
  • 956sqft

12008 LARKSPUR Road, El Mirage

13423 IRONWOOD Street, Surprise, AZ, 85374 — assumable FHA mortgage at 3.07%
FHA
Active
23
$410,000$73,734 equity gap
Rate
3.07%
7.32%today
Payment
$1,593/mo
$2,572today
  • 3beds
  • 3baths
  • 2,118sqft

13423 IRONWOOD Street, Surprise

12842 ASTER Drive, El Mirage, AZ, 85335 — assumable FHA mortgage at 3.25%
FHA
Active
27
$400,000$70,456 equity gap
Rate
3.25%
7.32%today
Payment
$1,602/mo
$2,529today
  • 3beds
  • 2baths
  • 1,990sqft

12842 ASTER Drive, El Mirage

12405 DREYFUS Drive, El Mirage, AZ, 85335 — assumable VA mortgage at 2.78%
VA
Active
26
$315,000$83,877 equity gap
Rate
2.78%
7.32%today
Payment
$1,090/mo
$1,827today
  • 3beds
  • 2baths
  • 1,106sqft

12405 DREYFUS Drive, El Mirage

11117 Florida Avenue, Youngtown, AZ, 85363 — assumable FHA mortgage at 3.69%
FHA
Active
12
$285,000$38,601 equity gap
Rate
3.69%
7.32%today
Payment
$1,241/mo
$1,855today
  • 2beds
  • 1baths
  • 960sqft

11117 Florida Avenue, Youngtown

13017 ASH Street, El Mirage, AZ, 85335 — assumable VA mortgage at 2.81%
VA
Active
29
$350,000$135,105 equity gap
Rate
2.81%
7.32%today
Payment
$1,007/mo
$1,682today
  • 3beds
  • 2baths
  • 1,455sqft

13017 ASH Street, El Mirage

14804 EL FRIO Street, El Mirage, AZ, 85335 — assumable FHA mortgage at 2.93%
FHA
Active
34
$365,900$117,844 equity gap
Rate
2.93%
7.32%today
Payment
$1,170/mo
$1,923today
  • 4beds
  • 2baths
  • 1,642sqft

14804 EL FRIO Street, El Mirage

11351 113TH Drive, Youngtown, AZ, 85363 — assumable FHA mortgage at 2.78%
FHA
Active
28
$285,000$115,179 equity gap
Rate
2.78%
7.32%today
Payment
$805/mo
$1,349today
  • 3beds
  • 2baths
  • 1,072sqft

11351 113TH Drive, Youngtown

11930 LARKSPUR Road, El Mirage, AZ, 85335 — assumable VA mortgage at 2.87%
VA
Active
20
$339,999$177,755 equity gap
Rate
2.87%
7.32%today
Payment
$775/mo
$1,283today
  • 3beds
  • 3baths
  • 1,385sqft

11930 LARKSPUR Road, El Mirage

10810 114TH Drive, Youngtown, AZ, 85363 — assumable VA mortgage at 2.90%
VA
Active
49
$356,000$149,963 equity gap
Rate
2.90%
7.32%today
Payment
$984/mo
$1,625today
  • 3beds
  • 2baths
  • 1,622sqft

10810 114TH Drive, Youngtown

14909 126TH Avenue, El Mirage, AZ, 85335 — assumable FHA mortgage at 3.01%
FHA
Active
23
$379,900$224,779 equity gap
Rate
3.01%
7.32%today
Payment
$778/mo
$1,251today
  • 3beds
  • 2baths
  • 1,685sqft

14909 126TH Avenue, El Mirage

11407 111TH Avenue, Sun City, AZ, 85351 — assumable VA mortgage at 3.10%
VA
Active
10
$195,000Potential short sale
Rate
3.10%
7.32%today
Payment
$1,217/mo
$1,957today
  • 2beds
  • 2baths
  • 1,030sqft

11407 111TH Avenue, Sun City

12008 Windrose Drive, El Mirage, AZ, 85335 — assumable FHA mortgage at 3.23%
FHA
Active
21
$315,000$157,084 equity gap
Rate
3.23%
7.32%today
Payment
$792/mo
$1,254today
  • 3beds
  • 2baths
  • 1,090sqft

12008 Windrose Drive, El Mirage

12317 BERRY Lane, El Mirage, AZ, 85335 — assumable VA mortgage at 3.25%
VA
Active
69
$625,000$515,610 equity gap
Rate
3.25%
7.32%today
Payment
$1,838/mo
$2,398today
  • 4beds
  • 3baths
  • 2,635sqft

12317 BERRY Lane, El Mirage

11347 113TH Drive, Youngtown, AZ, 85363 — assumable FHA mortgage at 3.43%
FHA
Active
23
$324,900$199,412 equity gap
Rate
3.43%
7.32%today
Payment
$721/mo
$1,113today
  • 3beds
  • 2baths
  • 1,084sqft

11347 113TH Drive, Youngtown

11202 OREGON Avenue, Youngtown, AZ, 85363 — assumable FHA mortgage at 3.81%
FHA
Active
37
$325,000$117,205 equity gap
Rate
3.81%
7.32%today
Payment
$1,131/mo
$1,666today
  • 7beds
  • 4baths
  • 2,170sqft

11202 OREGON Avenue, Youngtown

11744 MAUI Lane, El Mirage, AZ, 85335 — assumable FHA mortgage at 3.67%
FHA
Active
57
$412,000$262,178 equity gap
Rate
3.67%
7.32%today
Payment
$928/mo
$1,390today
  • 5beds
  • 3baths
  • 2,556sqft

11744 MAUI Lane, El Mirage

11628 REDFIELD Road, El Mirage, AZ, 85335 — assumable FHA mortgage at 3.75%
FHA
Active
52
$450,000$186,482 equity gap
Rate
3.75%
7.32%today
Payment
$1,414/mo
$2,097today
  • 5beds
  • 3baths
  • 3,021sqft

11628 REDFIELD Road, El Mirage

12713 MANDALAY Lane, El Mirage, AZ, 85335 — assumable FHA mortgage at 3.80%
FHA
Active
34
$374,900$281,947 equity gap
Rate
3.80%
7.32%today
Payment
$649/mo
$957today
  • 4beds
  • 3baths
  • 2,178sqft

12713 MANDALAY Lane, El Mirage

12917 CHERRY HILLS Drive, El Mirage, AZ, 85335 — assumable FHA mortgage at 3.87%
FHA
Active
46
$375,000$281,101 equity gap
Rate
3.87%
7.32%today
Payment
$593/mo
$867today
  • 4beds
  • 2baths
  • 1,832sqft

12917 CHERRY HILLS Drive, El Mirage

13633 LISBON Lane, Surprise, AZ, 85379 — assumable FHA mortgage at 4.14%
FHA
Active
47
$449,900$209,968 equity gap
Rate
4.14%
7.32%today
Payment
$1,358/mo
$1,922today
  • 4beds
  • 3baths
  • 2,950sqft

13633 LISBON Lane, Surprise

11622 Ventura Street, El Mirage, AZ, 85335 — assumable FHA mortgage at 6.27%
FHA
Active
35
$375,000$17,095 equity gap
Rate
6.27%
7.32%today
Payment
$2,302/mo
$2,563today
  • 3beds
  • 2baths
  • 1,578sqft

11622 Ventura Street, El Mirage

12318 ASTER Drive, El Mirage, AZ, 85335 — assumable FHA mortgage at 6.39%
FHA
Active
28
$339,900$16,174 equity gap
Rate
6.39%
7.32%today
Payment
$2,104/mo
$2,313today
  • 3beds
  • 2baths
  • 1,106sqft

12318 ASTER Drive, El Mirage

12505 SURREY Avenue, El Mirage, AZ, 85335 — assumable FHA mortgage at 6.43%
FHA
Active
53
$339,999Potential short sale
Rate
6.43%
7.32%today
Payment
$2,224/mo
$2,435today
  • 4beds
  • 2baths
  • 1,978sqft

12505 SURREY Avenue, El Mirage

14227 NEWCASTLE Drive, Sun City, AZ, 85351 — assumable FHA mortgage at 6.50%
FHA
Active
31
$230,000Potential short sale
Rate
6.50%
7.32%today
Payment
$1,575/mo
$1,712today
  • 3beds
  • 2baths
  • 1,256sqft

14227 NEWCASTLE Drive, Sun City

12965 VIA CAMILLE --, El Mirage, AZ, 85335 — assumable VA mortgage at 6.50%
VA
Active
48
$449,900$13,976 equity gap
Rate
6.50%
7.32%today
Payment
$2,781/mo
$3,022today
  • 5beds
  • 3baths
  • 1,949sqft

12965 VIA CAMILLE --, El Mirage

11498 DEANNE Drive, Youngtown, AZ, 85363 — assumable FHA mortgage at 6.72%
FHA
Active
30
$449,000$10,935 equity gap
Rate
6.72%
7.32%today
Payment
$2,888/mo
$3,068today
  • 4beds
  • 2baths
  • 1,793sqft

11498 DEANNE Drive, Youngtown

12536 SAINT MORITZ Lane, El Mirage, AZ, 85335 — assumable FHA mortgage at 6.81%
FHA
Active
24
$310,000Potential short sale
Rate
6.81%
7.32%today
Payment
$2,224/mo
$2,341today
  • 3beds
  • 2baths
  • 1,308sqft

12536 SAINT MORITZ Lane, El Mirage

13784 COUNTRY GABLES Drive, Surprise, AZ, 85379 — assumable VA mortgage at 7.02%
VA
Active
51
$465,000$23,038 equity gap
Rate
7.02%
7.32%today
Payment
$3,015/mo
$3,107today
  • 3beds
  • 3baths
  • 2,387sqft

13784 COUNTRY GABLES Drive, Surprise

12709 EL FRIO Street, El Mirage, AZ, 85335 — assumable FHA mortgage at 7.06%
FHA
Active
34
$325,000Potential short sale
Rate
7.06%
7.32%today
Payment
$2,498/mo
$2,563today
  • 4beds
  • 2baths
  • 1,832sqft

12709 EL FRIO Street, El Mirage

14218 129th Avenue, El Mirage, AZ, 85335 — assumable FHA mortgage at 4.34%
FHA
Active
20
$355,000$271,713 equity gap
Rate
4.34%
7.32%today
Payment
$561/mo
$776today
  • 3beds
  • 2baths
  • 1,308sqft

14218 129th Avenue, El Mirage

11348 PINEHOLLOW Drive, Surprise, AZ, 85378 — assumable VA mortgage at 4.46%
VA
Active
15
$332,000$143,980 equity gap
Rate
4.46%
7.32%today
Payment
$1,104/mo
$1,504today
  • 4beds
  • 2baths
  • 1,571sqft

11348 PINEHOLLOW Drive, Surprise

10835 114TH Drive, Youngtown, AZ, 85363 — assumable VA mortgage at 6.62%
VA
Active
27
$389,000$26,864 equity gap
Rate
6.62%
7.32%today
Payment
$2,386/mo
$2,561today
  • 3beds
  • 2baths
  • 1,696sqft

10835 114TH Drive, Youngtown

11525 Deanne Drive, Youngtown, AZ, 85363 — assumable VA mortgage at 6.86%
VA
Active
24
$410,000$22,706 equity gap
Rate
6.86%
7.32%today
Payment
$2,599/mo
$2,722today
  • 3beds
  • 2baths
  • 1,174sqft

11525 Deanne Drive, Youngtown

13740 BANFF Lane, Surprise, AZ, 85379 — assumable FHA mortgage at 6.27%
FHA
Active
70
$499,950$71,039 equity gap
Rate
6.27%
7.32%today
Payment
$2,772/mo
$3,087today
  • 4beds
  • 3baths
  • 3,435sqft

13740 BANFF Lane, Surprise

11107 IOWA Avenue #., Youngtown, AZ, 85363 — assumable FHA mortgage at 6.64%
FHA
Active
25
$329,000$37,143 equity gap
Rate
6.64%
7.32%today
Payment
$1,927/mo
$2,064today
  • 2beds
  • 1baths
  • 808sqft

11107 IOWA Avenue #., Youngtown

Assuming a mortgage in El Mirage

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.78%
Lowest existing payment
$561 /mo
Median cash to assume
$116,192
Ari Jakobov

Ari Jakobov

Realtor License: SA699624000

eXp Realty - a

ari@jakobovgroup.com+16025009874eXp Realty - a logo
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eXp Realty

Equal Housing Opportunity

eXp Realty - a is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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