Ari Jakobov

Ari Jakobov

(602) 500-9874

Assumable homes for sale in La Jolla, CA

53 homesVA & FHA loansrates from 2.25% vs 7.32% today

La Jolla assumption guide
4079 Huerfano Ave #216, San Diego, CA, 92117 — assumable VA mortgage at 3.22%
VA
Active
24
$490,000$59,138 equity gap
Rate
3.22%
7.32%today
Payment
$2,066/mo
$3,274today
  • 2beds
  • 2baths
  • 780sqft

4079 Huerfano Ave #216, San Diego

9895 Scripps Westview Way #149, San Diego, CA, 92131 — assumable VA mortgage at 2.25%
VA
Active
24
$539,000$134,541 equity gap
Rate
2.25%
7.32%today
Payment
$1,742/mo
$3,131today
  • 2beds
  • 1baths
  • 942sqft

9895 Scripps Westview Way #149, San Diego

6363 Rancho Mission Rd. Road #4, San Diego, CA, 92108 — assumable FHA mortgage at 2.98%
FHA
Active
44
$560,000$131,787 equity gap
Rate
2.98%
7.32%today
Payment
$2,035/mo
$3,325today
  • 2beds
  • 2baths
  • 1,349sqft

6363 Rancho Mission Rd. Road #4, San Diego

3238 Ashford Street #D, San Diego, CA, 92111 — assumable VA mortgage at 3.06%
VA
Active
34
$439,000$113,410 equity gap
Rate
3.06%
7.32%today
Payment
$1,565/mo
$2,530today
  • 2beds
  • 1baths
  • 716sqft

3238 Ashford Street #D, San Diego

9525 Questa Pointe, San Diego, CA, 92126 — assumable VA mortgage at 2.72%
VA
Active
46
$838,800$317,041 equity gap
Rate
2.72%
7.32%today
Payment
$2,445/mo
$4,130today
  • 3beds
  • 3baths
  • 1,433sqft

9525 Questa Pointe, San Diego

5845 Friars Rd #1408, San Diego, CA, 92110 — assumable FHA mortgage at 2.78%
FHA
Active
40
$485,000$187,487 equity gap
Rate
2.78%
7.32%today
Payment
$1,377/mo
$2,308today
  • 1beds
  • 2baths
  • 959sqft

5845 Friars Rd #1408, San Diego

10715 Caminito Cascara, San Diego, CA, 92108 — assumable VA mortgage at 2.86%
VA
Active
35
$649,999$245,444 equity gap
Rate
2.86%
7.32%today
Payment
$1,934/mo
$3,208today
  • 3beds
  • 2baths
  • 1,334sqft

10715 Caminito Cascara, San Diego

6615 Canyon Rim Row #160, San Diego, CA, 92111 — assumable VA mortgage at 2.93%
VA
Active
20
$519,000$206,498 equity gap
Rate
2.93%
7.32%today
Payment
$1,505/mo
$2,474today
  • 1beds
  • 1baths
  • 840sqft

6615 Canyon Rim Row #160, San Diego

3454 Castle Glen Dr #151, San Diego, CA, 92123 — assumable VA mortgage at 2.66%
VA
Active
36
$449,900$254,415 equity gap
Rate
2.66%
7.32%today
Payment
$908/mo
$1,546today
  • 2beds
  • 2baths
  • 885sqft

3454 Castle Glen Dr #151, San Diego

3830 Elijah #426, San Diego, CA, 92130 — assumable FHA mortgage at 2.72%
FHA
Active
48
$799,000$380,738 equity gap
Rate
2.72%
7.32%today
Payment
$1,955/mo
$3,303today
  • 2beds
  • 2baths
  • 1,102sqft

3830 Elijah #426, San Diego

4430 Cape May Ave, San Diego, CA, 92107 — assumable VA mortgage at 2.93%
VA
Active
74
$2,795,000$2,077,305 equity gap
Rate
2.93%
7.32%today
Payment
$3,456/mo
$5,682today
  • 6beds
  • 5baths
  • 3,602sqft

4430 Cape May Ave, San Diego

1621 Hotel Circle #E231, San Diego, CA, 92108 — assumable VA mortgage at 3.00%
VA
Active
50
$514,900$514,900 equity gap
Rate
3.00%
7.32%today
Payment
$0/mo
  • 2beds
  • 2baths
  • 950sqft

1621 Hotel Circle #E231, San Diego

9909 Scripps Westview Way #212, San Diego, CA, 92131 — assumable VA mortgage at 3.00%
VA
Active
20
$529,999$529,999 equity gap
Rate
3.00%
7.32%today
Payment
$0/mo
  • 2beds
  • 1baths
  • 942sqft

9909 Scripps Westview Way #212, San Diego

4338 Montalvo 3, San Diego, CA, 92107 — assumable VA mortgage at 3.00%
VA
Active
26
$575,000$575,000 equity gap
Rate
3.00%
7.32%today
Payment
$0/mo
  • 2beds
  • 2baths
  • 695sqft

4338 Montalvo 3, San Diego

4143 Mount Alifan Pl #E, San Diego, CA, 92111 — assumable VA mortgage at 3.00%
VA
Active
31
$525,000$525,000 equity gap
Rate
3.00%
7.32%today
Payment
$0/mo
  • 2beds
  • 2baths
  • 1,108sqft

4143 Mount Alifan Pl #E, San Diego

2676 Worden St #61, San Diego, CA, 92110 — assumable VA mortgage at 3.05%
VA
Active
46
$699,000$326,831 equity gap
Rate
3.05%
7.32%today
Payment
$1,791/mo
$2,899today
  • 2beds
  • 2baths
  • 976sqft

2676 Worden St #61, San Diego

10225 Caminito Cuervo #140, San Diego, CA, 92108 — assumable FHA mortgage at 3.17%
FHA
Active
47
$559,000$514,092 equity gap
Rate
3.17%
7.32%today
Payment
$978/mo
$1,284today
  • 2beds
  • 2baths
  • 1,037sqft

10225 Caminito Cuervo #140, San Diego

2636 Worden St #Unit 107, San Diego, CA, 92110 — assumable FHA mortgage at 3.24%
FHA
Active
43
$495,000$251,063 equity gap
Rate
3.24%
7.32%today
Payment
$1,222/mo
$1,932today
  • 2beds
  • 1baths
  • 798sqft

2636 Worden St #Unit 107, San Diego

680 Camino De La Reina #2201, San Diego, CA, 92108 — assumable VA mortgage at 5.10%
VA
Active
39
$649,000$28,610 equity gap
Rate
5.10%
7.32%today
Payment
$3,610/mo
$4,568today
  • 2beds
  • 2baths
  • 1,017sqft

680 Camino De La Reina #2201, San Diego

10480 Greenford Drive, San Diego, CA, 92126 — assumable FHA mortgage at 3.49%
FHA
Active
21
$1,490,000$1,068,328 equity gap
Rate
3.49%
7.32%today
Payment
$2,209/mo
$3,383today
  • 4beds
  • 4baths
  • 2,008sqft

10480 Greenford Drive, San Diego

4449 Via Precipicio, San Diego, CA, 92122 — assumable VA mortgage at 3.50%
VA
Active
48
$1,049,000$1,049,000 equity gap
Rate
3.50%
7.32%today
Payment
$0/mo
  • 3beds
  • 3baths
  • 1,533sqft

4449 Via Precipicio, San Diego

3650 5Th Avenue #506, San Diego, CA, 92103 — assumable VA mortgage at 3.50%
VA
Active
24
$700,000$700,000 equity gap
Rate
3.50%
7.32%today
Payment
$0/mo
  • 2beds
  • 2baths
  • 1,055sqft

3650 5Th Avenue #506, San Diego

2958 Escala Circle, San Diego, CA, 92108 — assumable VA mortgage at 3.76%
VA
Active
21
$775,000$509,781 equity gap
Rate
3.76%
7.32%today
Payment
$1,610/mo
$2,386today
  • 3beds
  • 3baths
  • 1,279sqft

2958 Escala Circle, San Diego

3050 Rue D'Orleans #380, San Diego, CA, 92110 — assumable FHA mortgage at 5.30%
FHA
Active
25
$405,000$54,038 equity gap
Rate
5.30%
7.32%today
Payment
$2,075/mo
$2,566today
  • 1beds
  • 1baths
  • 547sqft

3050 Rue D'Orleans #380, San Diego

3431 Park Blvd #202, San Diego, CA, 92103 — assumable VA mortgage at 4.01%
VA
Active
36
$699,900$446,234 equity gap
Rate
4.01%
7.32%today
Payment
$1,625/mo
$2,336today
  • 2beds
  • 2baths
  • 955sqft

3431 Park Blvd #202, San Diego

9709 Mesa Springs Way #211, San Diego, CA, 92126 — assumable FHA mortgage at 4.05%
FHA
Active
40
$625,000$541,069 equity gap
Rate
4.05%
7.32%today
Payment
$528/mo
$756today
  • 2beds
  • 2baths
  • 1,041sqft

9709 Mesa Springs Way #211, San Diego

2217 Burroughs Street #5, San Diego, CA, 92111 — assumable VA mortgage at 6.50%
VA
Active
20
$449,999Potential short sale
Rate
6.50%
7.32%today
Payment
$3,021/mo
$3,283today
  • 2beds
  • 1baths
  • 777sqft

2217 Burroughs Street #5, San Diego

7988 Mission Center Court #H, San Diego, CA, 92108 — assumable FHA mortgage at 6.69%
FHA
Active
33
$449,000Potential short sale
Rate
6.69%
7.32%today
Payment
$3,129/mo
$3,334today
  • 2beds
  • 1baths
  • 972sqft

7988 Mission Center Court #H, San Diego

10300 Caminito Cuervo #60, San Diego, CA, 92108 — assumable VA mortgage at 6.82%
VA
Active
33
$459,000$11,396 equity gap
Rate
6.82%
7.32%today
Payment
$2,998/mo
$3,153today
  • 1beds
  • 2baths
  • 868sqft

10300 Caminito Cuervo #60, San Diego

4517 Utah St #5, San Diego, CA, 92116 — assumable VA mortgage at 5.90%
VA
Active
25
$619,900$47,856 equity gap
Rate
5.90%
7.32%today
Payment
$3,580/mo
$4,146today
  • 2beds
  • 1baths
  • 894sqft

4517 Utah St #5, San Diego

2658 Worden Street #223, San Diego, CA, 92110 — assumable VA mortgage at 4.46%
VA
Active
49
$599,999$423,999 equity gap
Rate
4.46%
7.32%today
Payment
$1,034/mo
$1,408today
  • 2beds
  • 2baths
  • 976sqft

2658 Worden Street #223, San Diego

5402 Balboa Arms #415, San Diego, CA, 92117 — assumable VA mortgage at 6.79%
VA
Active
41
$635,000$47,601 equity gap
Rate
6.79%
7.32%today
Payment
$3,896/mo
$4,109today
  • 3beds
  • 2baths
  • 1,127sqft

5402 Balboa Arms #415, San Diego

8023 Caminito De Pizza #E, San Diego, CA, 92108 — assumable FHA mortgage at 6.90%
FHA
Active
30
$385,000$34,509 equity gap
Rate
6.90%
7.32%today
Payment
$2,409/mo
$2,512today
  • 1beds
  • 1baths
  • 726sqft

8023 Caminito De Pizza #E, San Diego

6385 Caminito Salado, San Diego, CA, 92111 — assumable VA mortgage at 6.11%
VA
Active
41
$849,000$139,030 equity gap
Rate
6.11%
7.32%today
Payment
$4,324/mo
$4,896today
  • 3beds
  • 2baths
  • 1,755sqft

6385 Caminito Salado, San Diego

6885 Rockglen Ave, San Diego, CA, 92111 — assumable VA mortgage at 6.73%
VA
Active
36
$1,275,000$148,351 equity gap
Rate
6.73%
7.32%today
Payment
$7,450/mo
$7,907today
  • 3beds
  • 2baths
  • 1,474sqft

6885 Rockglen Ave, San Diego

2220 Camino De La Reina #5214, San Diego, CA, 92108 — assumable FHA mortgage at 6.89%
FHA
Active
34
$485,000$59,984 equity gap
Rate
6.89%
7.32%today
Payment
$2,858/mo
$2,984today
  • 1beds
  • 1baths
  • 739sqft

2220 Camino De La Reina #5214, San Diego

Assuming a mortgage in La Jolla

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.25%
Lowest existing payment
$461 /mo
Median cash to assume
$335,916
Ari Jakobov

Ari Jakobov

Realtor License: SA699624000

eXp Realty - a

ari@jakobovgroup.com+16025009874eXp Realty - a logo
Equal Housing Opportunity

eXp Realty - a is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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