Ari Jakobov

Ari Jakobov

Assumable homes for sale in La Mesa, CA

16 homesVA & FHA loansrates from 2.68% vs 7.32% today

La Mesa assumption guide
7940 University Avenue #34, La Mesa, CA, 91942 — assumable VA mortgage at 2.68%
VA
Active
12
$420,000$104,340 equity gap
Rate
2.68%
7.32%today
Payment
$1,469/mo
$2,495today
  • 2beds
  • 2baths
  • 990sqft

7940 University Avenue #34, La Mesa

5700 Baltimore #106, La Mesa, CA, 91942 — assumable FHA mortgage at 2.87%
FHA
Active
21
$425,000$412,605 equity gap
Rate
2.87%
7.32%today
Payment
$6,220/mo
$6,929today
  • 1beds
  • 1baths
  • 671sqft

5700 Baltimore #106, La Mesa

7000 Saranac #47, La Mesa, CA, 91942 — assumable FHA mortgage at 3.59%
FHA
Active
47
$450,000$239,816 equity gap
Rate
3.59%
7.32%today
Payment
$1,293/mo
$1,956today
  • 2beds
  • 1baths
  • 1,016sqft

7000 Saranac #47, La Mesa

7410 Caminito Carlotta, San Diego, CA, 92120 — assumable FHA mortgage at 6.85%
FHA
Active
36
$779,000$28,769 equity gap
Rate
6.85%
7.32%today
Payment
$4,986/mo
$5,227today
  • 2beds
  • 3baths
  • 1,652sqft

7410 Caminito Carlotta, San Diego

6878 Navajo Road #78, San Diego, CA, 92119 — assumable FHA mortgage at 5.25%
FHA
Active
22
$379,500$104,069 equity gap
Rate
5.25%
7.32%today
Payment
$1,622/mo
$2,018today
  • 1beds
  • 1baths
  • 654sqft

6878 Navajo Road #78, San Diego

7940 University Avenue #22, La Mesa, CA, 91942 — assumable VA mortgage at 6.46%
VA
Active
24
$525,000$43,589 equity gap
Rate
6.46%
7.32%today
Payment
$3,099/mo
$3,382today
  • 2beds
  • 2baths
  • 990sqft

7940 University Avenue #22, La Mesa

8150 Lemon Avenue #130, La Mesa, CA, 91941 — assumable VA mortgage at 6.63%
VA
Active
29
$574,900$42,143 equity gap
Rate
6.63%
7.32%today
Payment
$3,464/mo
$3,714today
  • 2beds
  • 2baths
  • 800sqft

8150 Lemon Avenue #130, La Mesa

5715 Baltimore Drive #29, La Mesa, CA, 91942 — assumable VA mortgage at 4.51%
VA
Active
39
$689,000$303,388 equity gap
Rate
4.51%
7.32%today
Payment
$2,286/mo
$3,095today
  • 4beds
  • 3baths
  • 1,474sqft

5715 Baltimore Drive #29, La Mesa

7046 Murray Park Dr, San Diego, CA, 92119 — assumable VA mortgage at 6.19%
VA
Active
48
$1,399,000$157,599 equity gap
Rate
6.19%
7.32%today
Payment
$7,647/mo
$8,586today
  • 4beds
  • 2baths
  • 2,556sqft

7046 Murray Park Dr, San Diego

5245 Reservoir Drive, San Diego, CA, 92115 — assumable VA mortgage at 6.31%
VA
Active
44
$750,000$120,735 equity gap
Rate
6.31%
7.32%today
Payment
$4,083/mo
$4,527today
  • 3beds
  • 2baths
  • 1,740sqft

5245 Reservoir Drive, San Diego

8220 Vincetta Dr #55, La Mesa, CA, 91942 — assumable VA mortgage at 6.50%
VA
Active
19
$329,000$56,800 equity gap
Rate
6.50%
7.32%today
Payment
$1,720/mo
$1,870today
  • 1beds
  • 1baths
  • 700sqft

8220 Vincetta Dr #55, La Mesa

5700 Baltimore Drive #81, La Mesa, CA, 91942 — assumable VA mortgage at 4.81%
VA
Active
46
$469,999$206,080 equity gap
Rate
4.81%
7.32%today
Payment
$1,612/mo
$2,108today
  • 2beds
  • 2baths
  • 1,068sqft

5700 Baltimore Drive #81, La Mesa

7320 Park Ridge Dr ##113, Del Cerro, CA, 92120 — assumable VA mortgage at 5.81%
VA
Active
22
$569,965$137,095 equity gap
Rate
5.81%
7.32%today
Payment
$2,696/mo
$3,153today
  • 2beds
  • 2baths
  • 997sqft

7320 Park Ridge Dr ##113, Del Cerro

7379 Caminito Carlotta, San Diego, CA, 92120 — assumable FHA mortgage at 6.50%
FHA
Active
43
$749,950$109,950 equity gap
Rate
6.50%
7.32%today
Payment
$55,230/mo
$55,472today
  • 3beds
  • 3baths
  • 1,659sqft

7379 Caminito Carlotta, San Diego

8710 Echo Dr, La Mesa, CA, 91941 — assumable VA mortgage at 5.54%
VA
Active
53
$1,099,000$339,929 equity gap
Rate
5.54%
7.32%today
Payment
$4,597/mo
$5,537today
  • 4beds
  • 3baths
  • 2,440sqft

8710 Echo Dr, La Mesa

6955 Alvarado Road #61, San Diego, CA, 92120 — assumable VA mortgage at 6.78%
VA
Active
33
$399,999$122,380 equity gap
Rate
6.78%
7.32%today
Payment
$1,868/mo
$1,972today
  • 2beds
  • 2baths
  • 879sqft

6955 Alvarado Road #61, San Diego

Assuming a mortgage in La Mesa

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.68%
Lowest existing payment
$1,293 /mo
Median cash to assume
$121,557
Ari Jakobov

Ari Jakobov

Realtor License: SA699624000

eXp Realty - a

ari@jakobovgroup.com+16025009874eXp Realty - a logo
Equal Housing Opportunity

eXp Realty - a is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.