Ari Jakobov

Ari Jakobov

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Active

$799,999

($648,545 down)
FHA

11051 N 45TH Place, Phoenix, AZ 85028

3
3
2,285 sqft
PITI Monthly
$1,566.88 /mo

Listing courtesy of: Monica Christie, SERHANT.

Assumed Rate

3.55%
7.15%

Principal & Interest

$976 /mo
$1,459 /mo

What's Special

LOCATION
SPACIOUS
MODERN
PRIVATE BACKYARD
BIKE PATHS
PLAYGROUND

$10,000 Seller Credit - Use It to Buy Down Your Rate or Cover Closing Costs! Unbeatable price per square foot and one of the best lots in Desert Gardens! This beautifully updated 3-bed, 2.5-bath home offers the perfect blend of style, space, and location. Step inside to discover upgraded windows and flooring, plus a spacious open-concept living area that flows seamlessly into a modern kitchen—ideal for both entertaining and everyday living. Outside, your private backyard paradise awaits! Enjoy lush green grass, a sparkling pool, playset, and storage sheds—all designed for fun, relaxation, and making memories under the Arizona sky. Located in the heart of the highly desirable Desert Gardens community, residents enjoy exclusive access to top-tier amenities including tennis, pickleball, and basketball courts, scenic bike paths, sand volleyball, multiple playgrounds, and expansive green spaces. Minutes from local favorites like OHSO Brewery, Whole Foods, Trader Joe's, Stone Creek Golf Course and more, with the revamped Paradise Valley Mall nearby. As an added bonus, the home sits within the Scottsdale Unified School District. This home is not just a place to live, it's a lifestyle. Don't miss your chance schedule a tour today and take advantage of the $10,000 seller credit before it's gone!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.55
Remaining Loan Term
17 years, 5 months
Monthly PITI
$1,566.88/mo
Estimated Loan Balance
$151,980
Cash to close
$648,545
Interest Paid
$83,348

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Natural Gas
Features
  • Materials: Stucco, Painted, Block
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: 1 Fireplace, Living Room
  • Flooring: Laminate

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile, Foam
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: Yes
  • Pool Features: Variable Speed Pump, Diving Pool, Private

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style: Spanish
Materials
  • Stucco, Painted, Block
  • Roof: Tile, Foam
Condition
  • Year Built: 1974
Details
  • Builder: unknown

Community & HOA

Community
  • Subdivision: DESERT GARDENS
  • Features: Pickleball, Near Bus Stop, Tennis Court(s)
HOA
  • Has HOA: Yes
  • HOA Name: Desert Gardens HOA
  • HOA Amenities: Unknown
  • HOA Fee: $135
  • HOA Frequency: $Monthly
Location
  • Region: Phoenix

Financial Details

  • Price per Sqft: $350.11
  • Tax Annual Amount: $2654
  • On Market Date: 2025-04-28T02:30:59.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $648,545 (81%)
You can enter any amount below - secondary financing will cover the difference if needed.
81%
$

You cover the entire equity of $648,545!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.55% Sellers Rate
$151,454
Your Cash:$648,545
Total Purchase Price:$799,999

Assumed vs Traditional Mortgage

Assumed @ 3.55%
$976/mo
Traditional @ 7.15%
$1,513/mo
You save $537/month ($6,448/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6856695

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-04-28T02:30:00.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.55%
7.15%

Principal & Interest

$976 /mo
$1,459 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $648,545 (81%)
You can enter any amount below - secondary financing will cover the difference if needed.
81%
$

You cover the entire equity of $648,545!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.55% Sellers Rate
$151,454
Your Cash:$648,545
Total Purchase Price:$799,999

Assumed vs Traditional Mortgage

Assumed @ 3.55%
$976/mo
Traditional @ 7.15%
$1,513/mo
You save $537/month ($6,448/year)

*Secondary financing rates are an estimated value based on input

Follow Us
eXp Realty
Agent/Broker
Ari JakoboveXp Realty(602) 500-9874ari@jakobovgroup.comMLS SA699624000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than eXp Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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