$899,000
($153,827 down)1202 Hardin Dr, El Cajon, CA 92020
PITI Monthly
Listing courtesy of: Kevin Piechota, eXp Realty of California, Inc.
Assumed Rate
4.48%
7.15%Principal & Interest
$3,956 /mo
$5,286 /moWhat's Special
Rare opportunity located in coveted El Cajon neighborhood. This charming home comes with 26 OWNED Solar panels, perfect for the upcoming summer months! Enter the property through a private front yard thanks to the overgrown privacy hedges and babbling water feature. French doors create the perfect flow for indoor/outdoor living & entertaining. Entering the home you are met with vaulted ceilings, wood-burning fireplace, and large living area. Chef’s kitchen connects you with the optional 4th bedroom garage conversion, perfect for family members or, potential rental income. Tranquil outdoor space complete with mature trees, plants & flowers throughout. The property also has a vintage chicken coupe! Perfect home for a first-time buyer or investor looking for a property that will cash flow and appreciate! Don’t miss this rare opportunity to own a slice of East County paradise.
Assumption Snapshot
Type of Loan
VA
Interest Rate
4.48
Remaining Loan Term
27 years, 2 months
Monthly PITI
$5,109.08/mo
Estimated Loan Balance
$748,669
Cash to close
$153,827
Interest Paid
$97,082
Facts & Features
Interior
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
Cooling & Heating
- Cooling: CentralAir
- Heating: Electric, ForcedAir
Features
- Materials: Stucco
- Community: Unknown
- Has Fireplace: Yes
- Fireplace Features: LivingRoom
- Flooring: Unknown
Exterior
Fencing
- Fencing: Unknown
Roof
- Roof: Composition
Parking
- Garage: No
- Garage Spaces: 0
- Carport: No
- Carport Spaces:
Water
- Sewer: Unknown
- Water Source: Public
Pool
- Has Pool: No
- Pool Features: None
Construction
Type & Style
- Stories: 1
- Home type: SingleFamilyResidence
- Architectural Style: Unknown
Materials
- Stucco
- Roof: Composition
Condition
- Year Built: 1956
Details
- Builder:
Community & HOA
Community
- Subdivision: El Cajon
- Features: Unknown
HOA
- Has HOA: No
Location
- Region: El Cajon
Financial Details
- Price per Sqft: $620
- Tax Annual Amount: $11237.5
- On Market Date: 2025-04-16T00:00:00.000Z
Inquire about this property
We will reach out to you with more details
Fill out an application to explore financing options for assuming this loan.
Apply nowSavings Calculator
You cover the entire equity of $153,827!
Enter a smaller amount if you prefer to use secondary financing.
Loan Breakdown
Assumed vs Traditional Mortgage
*Secondary financing rates are an estimated value based on input
MLS ID: 250024686SD
Listing From:
Last updated: 2025-04-22T19:23:08.000Z
© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.
Assumed Rate
4.48%
7.15%Principal & Interest
$3,956 /mo
$5,286 /moInquire about this property
We will reach out to you with more details
Fill out an application to explore financing options for assuming this loan.
Apply nowSavings Calculator
You cover the entire equity of $153,827!
Enter a smaller amount if you prefer to use secondary financing.
Loan Breakdown
Assumed vs Traditional Mortgage
*Secondary financing rates are an estimated value based on input
Follow Us
Agent/Broker
Ari JakoboveXp Realty(602) 500-9874ari@jakobovgroup.comMLS SA699624000Resources
Apply to Assume© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than eXp Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.
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