Ari Jakobov

Ari Jakobov

Assumable homes for sale in San Clemente, CA

12 homesVA & FHA loansrates from 2.87% vs 7.32% today

San Clemente assumption guide
23 Hoya Street, Rancho Mission Viejo, CA, 92694 — assumable FHA mortgage at 3.01%
FHA
Active
60
$939,500$279,671 equity gap
Rate
3.01%
7.32%today
Payment
$3,112/mo
$5,063today
  • 3beds
  • 3baths
  • 1,505sqft

23 Hoya Street, Rancho Mission Viejo

31911 Via Flores #27, San Juan Capistrano, CA, 92675 — assumable VA mortgage at 3.45%
VA
Active
65
$1,199,900$281,467 equity gap
Rate
3.45%
7.32%today
Payment
$4,508/mo
$6,939today
  • 3beds
  • 2baths
  • 1,646sqft

31911 Via Flores #27, San Juan Capistrano

32241 Ridgeway, Laguna Niguel, CA, 92677 — assumable VA mortgage at 2.87%
VA
Active
27
$2,050,000$1,954,445 equity gap
Rate
2.87%
7.32%today
Payment
$456/mo
$756today
  • 4beds
  • 3baths
  • 2,614sqft

32241 Ridgeway, Laguna Niguel

9 Bahari, Rancho Mission Viejo, CA, 92694 — assumable VA mortgage at 3.36%
VA
Active
56
$1,599,000$1,269,956 equity gap
Rate
3.36%
7.32%today
Payment
$1,681/mo
$2,617today
  • 3beds
  • 2baths
  • 1,937sqft

9 Bahari, Rancho Mission Viejo

30 Vivido Street, Rancho Mission Viejo, CA, 92694 — assumable VA mortgage at 3.69%
VA
Active
70
$2,195,000$1,777,116 equity gap
Rate
3.69%
7.32%today
Payment
$2,592/mo
$3,873today
  • 4beds
  • 4baths
  • 2,707sqft

30 Vivido Street, Rancho Mission Viejo

510 Bluegrass Way, Rancho Mission Viejo, CA, 92694 — assumable VA mortgage at 6.67%
VA
Active
29
$874,999$62,671 equity gap
Rate
6.67%
7.32%today
Payment
$5,283/mo
$5,641today
  • 3beds
  • 3baths
  • 1,634sqft

510 Bluegrass Way, Rancho Mission Viejo

1683 Jade Road, Rancho Mission Viejo, CA, 92694 — assumable FHA mortgage at 7.03%
FHA
Active
23
$595,000$52,600 equity gap
Rate
7.03%
7.32%today
Payment
$3,700/mo
$3,809today
  • 1beds
  • 1baths
  • 968sqft

1683 Jade Road, Rancho Mission Viejo

1300 Lasso #203, Rancho Mission Viejo, CA, 92694 — assumable FHA mortgage at 7.18%
FHA
Active
74
$705,000$55,924 equity gap
Rate
7.18%
7.32%today
Payment
$4,532/mo
$4,595today
  • 2beds
  • 2baths
  • 1,377sqft

1300 Lasso #203, Rancho Mission Viejo

27 Palm Beach Court, Dana Point, CA, 92629 — assumable VA mortgage at 6.34%
VA
Active
39
$2,499,000$387,524 equity gap
Rate
6.34%
7.32%today
Payment
$13,238/mo
$14,630today
  • 3beds
  • 3baths
  • 2,472sqft

27 Palm Beach Court, Dana Point

202 Del Gado Road, San Clemente, CA, 92672 — assumable VA mortgage at 5.75%
VA
Active
41
$1,070,000$223,575 equity gap
Rate
5.75%
7.32%today
Payment
$4,960/mo
$5,839today
  • 2beds
  • 1baths
  • 912sqft

202 Del Gado Road, San Clemente

20 Corniche Drive #H, Dana Point, CA, 92629 — assumable FHA mortgage at 7.06%
FHA
Active
37
$899,900$198,836 equity gap
Rate
7.06%
7.32%today
Payment
$4,801/mo
$4,928today
  • 2beds
  • 2baths
  • 1,130sqft

20 Corniche Drive #H, Dana Point

5 Bellingham, Laguna Niguel, CA, 92677 — assumable VA mortgage at 5.30%
VA
Active
61
$1,699,000$718,980 equity gap
Rate
5.30%
7.32%today
Payment
$5,793/mo
$7,166today
  • 3beds
  • 3baths
  • 2,567sqft

5 Bellingham, Laguna Niguel

Assuming a mortgage in San Clemente

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.87%
Lowest existing payment
$456 /mo
Median cash to assume
$280,569
Ari Jakobov

Ari Jakobov

Realtor License: SA699624000

eXp Realty - a

ari@jakobovgroup.com+16025009874eXp Realty - a logo
Equal Housing Opportunity

eXp Realty - a is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.