Ari Jakobov

Ari Jakobov

Assumable homes for sale in Soquel, CA

8 homesVA & FHA loansrates from 2.72% vs 7.32% today

Soquel assumption guide
431 Loma Prieta Drive, Aptos, CA, 95003 — assumable FHA mortgage at 2.80%
FHA
Active
22
$875,000$206,792 equity gap
Rate
2.80%
7.32%today
Payment
$3,085/mo
$5,158today
  • 2beds
  • 2baths
  • 1,144sqft

431 Loma Prieta Drive, Aptos

7555 Sunset Way #6, Aptos, CA, 95003 — assumable FHA mortgage at 3.40%
FHA
Active
32
$575,000$118,577 equity gap
Rate
3.40%
7.32%today
Payment
$2,347/mo
$3,635today
  • 2beds
  • 2baths
  • 1,020sqft

7555 Sunset Way #6, Aptos

2603 Mallory Lane, Santa Cruz, CA, 95065 — assumable VA mortgage at 3.18%
VA
Active
38
$799,000$276,868 equity gap
Rate
3.18%
7.32%today
Payment
$2,588/mo
$4,122today
  • 2beds
  • 3baths
  • 1,241sqft

2603 Mallory Lane, Santa Cruz

442 Vista Del Mar Drive, Aptos, CA, 95003 — assumable VA mortgage at 2.72%
VA
Active
63
$1,850,000$1,488,980 equity gap
Rate
2.72%
7.32%today
Payment
$1,688/mo
$2,851today
  • 4beds
  • 3baths
  • 2,937sqft

442 Vista Del Mar Drive, Aptos

16 Windward Place, Scotts Valley, CA, 95066 — assumable VA mortgage at 3.18%
VA
Active
35
$1,099,000$484,865 equity gap
Rate
3.18%
7.32%today
Payment
$3,058/mo
$4,870today
  • 3beds
  • 3baths
  • 1,735sqft

16 Windward Place, Scotts Valley

355 Waldeberg Road, Ben Lomond, CA, 95005 — assumable VA mortgage at 6.89%
VA
Active
45
$849,000$33,924 equity gap
Rate
6.89%
7.32%today
Payment
$5,444/mo
$5,684today
  • 4beds
  • 3baths
  • 2,074sqft

355 Waldeberg Road, Ben Lomond

3336 Oneill Court, Soquel, CA, 95073 — assumable VA mortgage at 6.90%
VA
Active
44
$1,665,000$308,764 equity gap
Rate
6.90%
7.32%today
Payment
$9,240/mo
$9,638today
  • 4beds
  • 3baths
  • 2,824sqft

3336 Oneill Court, Soquel

121 Vista Prieta, Santa Cruz, CA, 95062 — assumable FHA mortgage at 6.03%
FHA
Active
22
$265,000$156,729 equity gap
Rate
6.03%
7.32%today
Payment
$1,039/mo
$1,186today
  • 2beds
  • 1baths
  • 845sqft

121 Vista Prieta, Santa Cruz

Assuming a mortgage in Soquel

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.72%
Lowest existing payment
$1,039 /mo
Median cash to assume
$241,830
Ari Jakobov

Ari Jakobov

Realtor License: SA699624000

eXp Realty - a

ari@jakobovgroup.com+16025009874eXp Realty - a logo
Equal Housing Opportunity

eXp Realty - a is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.