Ari Jakobov

Ari Jakobov

(602) 500-9874

Assumable homes for sale in Spring Valley, CA

45 homesVA & FHA loansrates from 2.72% vs 7.32% today

Spring Valley assumption guide
3555 Helix St, Spring Valley, CA, 91977 — assumable FHA mortgage at 2.87%
FHA
Active
26
$699,000$102,033 equity gap
Rate
2.87%
7.32%today
Payment
$2,850/mo
$4,721today
  • 4beds
  • 3baths
  • 2,057sqft

3555 Helix St, Spring Valley

1617 La Presa Avenue, Spring Valley, CA, 91977 — assumable VA mortgage at 3.09%
VA
Active
21
$800,000$92,673 equity gap
Rate
3.09%
7.32%today
Payment
$3,358/mo
$5,409today
  • 3beds
  • 3baths
  • 1,646sqft

1617 La Presa Avenue, Spring Valley

9512 Date St., Spring Valley, CA, 91977 — assumable VA mortgage at 3.18%
VA
Active
49
$759,000$132,534 equity gap
Rate
3.18%
7.32%today
Payment
$3,050/mo
$4,857today
  • 3beds
  • 2baths
  • 1,307sqft

9512 Date St., Spring Valley

8840 Milburn Avenue, Spring Valley, CA, 91977 — assumable VA mortgage at 2.79%
VA
Active
40
$825,000$226,344 equity gap
Rate
2.79%
7.32%today
Payment
$2,774/mo
$4,643today
  • 5beds
  • 3baths
  • 2,148sqft

8840 Milburn Avenue, Spring Valley

1227 Cuyamaca Ave, Spring Valley, CA, 91977 — assumable VA mortgage at 2.93%
VA
Active
23
$840,000$205,597 equity gap
Rate
2.93%
7.32%today
Payment
$2,992/mo
$4,919today
  • 4beds
  • 3baths
  • 2,298sqft

1227 Cuyamaca Ave, Spring Valley

910 Saint George, Spring Valley, CA, 91977 — assumable FHA mortgage at 3.05%
FHA
Active
35
$735,000$178,453 equity gap
Rate
3.05%
7.32%today
Payment
$2,625/mo
$4,249today
  • 4beds
  • 2baths
  • 1,221sqft

910 Saint George, Spring Valley

528 Carlsbad Street, Spring Valley, CA, 91977 — assumable VA mortgage at 2.77%
VA
Active
23
$625,000$234,306 equity gap
Rate
2.77%
7.32%today
Payment
$1,802/mo
$3,025today
  • 3beds
  • 2baths
  • 1,056sqft

528 Carlsbad Street, Spring Valley

2083 Manzana Way, San Diego, CA, 92139 — assumable VA mortgage at 2.86%
VA
Active
47
$674,900$236,227 equity gap
Rate
2.86%
7.32%today
Payment
$2,097/mo
$3,479today
  • 4beds
  • 3baths
  • 1,555sqft

2083 Manzana Way, San Diego

9745 Saint George, Spring Valley, CA, 91977 — assumable VA mortgage at 2.97%
VA
Active
25
$689,000$223,323 equity gap
Rate
2.97%
7.32%today
Payment
$2,226/mo
$3,641today
  • 4beds
  • 3baths
  • 1,665sqft

9745 Saint George, Spring Valley

1604 Presioca Street #11, Spring Valley, CA, 91977 — assumable VA mortgage at 3.06%
VA
Active
33
$434,000$142,430 equity gap
Rate
3.06%
7.32%today
Payment
$1,401/mo
$2,266today
  • 2beds
  • 2baths
  • 1,036sqft

1604 Presioca Street #11, Spring Valley

425 Meadowbrook Dr #123, San Diego, CA, 92114 — assumable VA mortgage at 3.08%
VA
Active
44
$699,900$229,580 equity gap
Rate
3.08%
7.32%today
Payment
$2,270/mo
$3,661today
  • 3beds
  • 3baths
  • 1,535sqft

425 Meadowbrook Dr #123, San Diego

3365 Bonita Street, Spring Valley, CA, 91977 — assumable VA mortgage at 3.69%
VA
Active
51
$849,888$207,669 equity gap
Rate
3.69%
7.32%today
Payment
$3,235/mo
$4,835today
  • 3beds
  • 2baths
  • 1,590sqft

3365 Bonita Street, Spring Valley

1225 San Bernardino Avenue, Spring Valley, CA, 91977 — assumable VA mortgage at 2.72%
VA
Active
30
$795,000$466,818 equity gap
Rate
2.72%
7.32%today
Payment
$1,584/mo
$2,643today
  • 3beds
  • 2baths
  • 1,411sqft

1225 San Bernardino Avenue, Spring Valley

2207 Arborvitae Ln, Spring Valley, CA, 91977 — assumable FHA mortgage at 2.78%
FHA
Active
44
$649,000$483,900 equity gap
Rate
2.78%
7.32%today
Payment
$779/mo
$1,305today
  • 3beds
  • 2baths
  • 1,183sqft

2207 Arborvitae Ln, Spring Valley

2716 Lake Pointe Drive #226, Spring Valley, CA, 91977 — assumable FHA mortgage at 3.00%
FHA
Active
38
$498,000$498,000 equity gap
Rate
3.00%
7.32%today
Payment
$0/mo
  • 2beds
  • 2baths
  • 970sqft

2716 Lake Pointe Drive #226, Spring Valley

3387 Central Avenue, Spring Valley, CA, 91977 — assumable FHA mortgage at 4.375%
FHA
Active
14
$1,200,000$199,562 equity gap
Rate
4.375%
7.32%today
Payment
$5,393/mo
$7,419today
  • 6beds
  • 4baths
  • 2,576sqft

3387 Central Avenue, Spring Valley

10003 Vallata Ct., Spring Valley, CA, 91977 — assumable VA mortgage at 3.55%
VA
Active
40
$750,000$528,402 equity gap
Rate
3.55%
7.32%today
Payment
$1,503/mo
$2,285today
  • 4beds
  • 3baths
  • 2,404sqft

10003 Vallata Ct., Spring Valley

917 Broadview Street, Spring Valley, CA, 91977 — assumable VA mortgage at 3.57%
VA
Active
14
$750,000$443,635 equity gap
Rate
3.57%
7.32%today
Payment
$1,793/mo
$2,719today
  • 3beds
  • 1baths
  • 1,412sqft

917 Broadview Street, Spring Valley

1621 Paraiso Ave, Spring Valley, CA, 91977 — assumable VA mortgage at 3.60%
VA
Active
42
$925,000$487,220 equity gap
Rate
3.60%
7.32%today
Payment
$2,329/mo
$3,519today
  • 4beds
  • 4baths
  • 2,465sqft

1621 Paraiso Ave, Spring Valley

421 Parkbrook Street, Spring Valley, CA, 91977 — assumable VA mortgage at 3.65%
VA
Active
15
$675,000$288,403 equity gap
Rate
3.65%
7.32%today
Payment
$2,058/mo
$3,090today
  • 3beds
  • 2baths
  • 1,444sqft

421 Parkbrook Street, Spring Valley

9860 Dale Avenue #C3, Spring Valley, CA, 91977 — assumable VA mortgage at 3.92%
VA
Active
26
$259,000Potential short sale
Rate
3.92%
7.32%today
Payment
$1,600/mo
$2,324today
  • 1beds
  • 1baths
  • 600sqft

9860 Dale Avenue #C3, Spring Valley

1629 Manzana Way, San Diego, CA, 92139 — assumable VA mortgage at 3.95%
VA
Active
38
$685,000$483,079 equity gap
Rate
3.95%
7.32%today
Payment
$1,186/mo
$1,717today
  • 4beds
  • 3baths
  • 1,552sqft

1629 Manzana Way, San Diego

3143 Highlands Blvd, Spring Valley, CA, 91977 — assumable VA mortgage at 5.50%
VA
Active
27
$544,999$59,370 equity gap
Rate
5.50%
7.32%today
Payment
$2,933/mo
$3,549today
  • 2beds
  • 1baths
  • 760sqft

3143 Highlands Blvd, Spring Valley

3504 Sequoia, Lemon Grove, CA, 91945 — assumable VA mortgage at 6.35%
VA
Active
23
$710,000$25,940 equity gap
Rate
6.35%
7.32%today
Payment
$4,351/mo
$4,803today
  • 4beds
  • 4baths
  • 1,755sqft

3504 Sequoia, Lemon Grove

8715 Spring Canyon Dr, San Diego, CA, 91977 — assumable VA mortgage at 6.58%
VA
Active
30
$529,999Potential short sale
Rate
6.58%
7.32%today
Payment
$3,732/mo
$4,023today
  • 2beds
  • 3baths
  • 1,088sqft

8715 Spring Canyon Dr, San Diego

7934 Blossom Ln, Lemon Grove, CA, 91945 — assumable VA mortgage at 6.58%
VA
Active
43
$900,000$27,866 equity gap
Rate
6.58%
7.32%today
Payment
$5,615/mo
$6,052today
  • 6beds
  • 3baths
  • 2,660sqft

7934 Blossom Ln, Lemon Grove

9811 Eucalyptus Street, Spring Valley, CA, 91977 — assumable FHA mortgage at 6.64%
FHA
Active
57
$799,000Potential short sale
Rate
6.64%
7.32%today
Payment
$5,352/mo
$5,733today
  • 3beds
  • 3baths
  • 1,728sqft

9811 Eucalyptus Street, Spring Valley

719 La Presa Avenue, Spring Valley, CA, 91977 — assumable VA mortgage at 6.72%
VA
Active
25
$699,000$21,931 equity gap
Rate
6.72%
7.32%today
Payment
$4,425/mo
$4,701today
  • 3beds
  • 2baths
  • 900sqft

719 La Presa Avenue, Spring Valley

439 Verde Ridge, Spring Valley, CA, 91977 — assumable FHA mortgage at 4.36%
FHA
Active
25
$499,999$434,597 equity gap
Rate
4.36%
7.32%today
Payment
$516/mo
$712today
  • 2beds
  • 2baths
  • 1,024sqft

439 Verde Ridge, Spring Valley

8301 Mount Vernon Street, Lemon Grove, CA, 91945 — assumable VA mortgage at 6.27%
VA
Active
48
$979,900$71,949 equity gap
Rate
6.27%
7.32%today
Payment
$5,862/mo
$6,526today
  • 4beds
  • 3baths
  • 2,968sqft

8301 Mount Vernon Street, Lemon Grove

8743 Ildica Street, Spring Valley, CA, 91977 — assumable FHA mortgage at 6.71%
FHA
Active
28
$600,000$35,932 equity gap
Rate
6.71%
7.32%today
Payment
$3,774/mo
$4,013today
  • 3beds
  • 3baths
  • 1,179sqft

8743 Ildica Street, Spring Valley

8475 Avenida Anguila #4, Spring Valley, CA, 91977 — assumable VA mortgage at 6.78%
VA
Active
33
$499,000$33,325 equity gap
Rate
6.78%
7.32%today
Payment
$3,098/mo
$3,271today
  • 2beds
  • 2baths
  • 862sqft

8475 Avenida Anguila #4, Spring Valley

8710 Spring Canyon Drive, Spring Valley, CA, 91977 — assumable VA mortgage at 6.81%
VA
Active
18
$555,000$32,265 equity gap
Rate
6.81%
7.32%today
Payment
$3,558/mo
$3,746today
  • 2beds
  • 3baths
  • 1,088sqft

8710 Spring Canyon Drive, Spring Valley

2708 Lake Pointe Drive #212, Spring Valley, CA, 91977 — assumable VA mortgage at 6.81%
VA
Active
28
$504,000$39,561 equity gap
Rate
6.81%
7.32%today
Payment
$3,165/mo
$3,332today
  • 2beds
  • 2baths
  • 1,060sqft

2708 Lake Pointe Drive #212, Spring Valley

8775 Spring Canyon Drive, Spring Valley, CA, 91977 — assumable FHA mortgage at 6.01%
FHA
Active
37
$649,000$103,064 equity gap
Rate
6.01%
7.32%today
Payment
$3,293/mo
$3,769today
  • 3beds
  • 3baths
  • 1,226sqft

8775 Spring Canyon Drive, Spring Valley

8773 Spring Canyon Drive, Spring Valley, CA, 91977 — assumable VA mortgage at 6.22%
VA
Active
29
$619,999$82,426 equity gap
Rate
6.22%
7.32%today
Payment
$3,325/mo
$3,722today
  • 3beds
  • 3baths
  • 1,226sqft

8773 Spring Canyon Drive, Spring Valley

Assuming a mortgage in Spring Valley

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.72%
Lowest existing payment
$516 /mo
Median cash to assume
$185,145
Ari Jakobov

Ari Jakobov

Realtor License: SA699624000

eXp Realty - a

ari@jakobovgroup.com+16025009874eXp Realty - a logo
Equal Housing Opportunity

eXp Realty - a is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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