Assumable homes for sale in Watertown, MN

15 homesFHA & VA loansrates from 2.73% vs 7.32% today

Watertown assumption guide

9142 Woodland Drive, Saint Bonifacius, MN, 55375 — assumable FHA mortgage at 2.73%

FHA

Active

$510,000$145,767 equity gap

Rate: 2.73%; ~~7.32%~~today
Payment: $1,696/mo; ~~$2,862~~today

4beds
4baths
3,083sqft

9142 Woodland Drive, Saint Bonifacius

4305 Cottagewood Court, Excelsior, MN, 55331 — assumable FHA mortgage at 2.87%

FHA

Active

$550,000$216,382 equity gap

Rate: 2.87%; ~~7.32%~~today
Payment: $1,553/mo; ~~$2,572~~today

3beds
2baths
1,810sqft

4305 Cottagewood Court, Excelsior

8549 Woodland Curve, Saint Bonifacius, MN, 55375 — assumable VA mortgage at 2.86%

Active

$485,000$303,591 equity gap

Rate: 2.86%; ~~7.32%~~today
Payment: $1,025/mo; ~~$1,597~~today

5beds
5baths
2,711sqft

8549 Woodland Curve, Saint Bonifacius

813 Hickory Curve, Watertown, MN, 55388 — assumable FHA mortgage at 3.15%

FHA

Active

$410,000$182,297 equity gap

Rate: 3.15%; ~~7.32%~~today
Payment: $1,130/mo; ~~$1,807~~today

4beds
2baths
2,013sqft

813 Hickory Curve, Watertown

1265 Willowbrook Circle, Delano, MN, 55328 — assumable VA mortgage at 3.56%

Active

$515,000$172,594 equity gap

Rate: 3.56%; ~~7.32%~~today
Payment: $1,810/mo; ~~$2,749~~today

4beds
4baths
2,968sqft

1265 Willowbrook Circle, Delano

312 2nd Street, Delano, MN, 55328 — assumable VA mortgage at 5.23%

Active

$245,000$10,685 equity gap

Rate: 5.23%; ~~7.32%~~today
Payment: $1,377/mo; ~~$1,717~~today

3beds
1baths
1,504sqft

312 2nd Street, Delano

9537 Glacier Road, Minnetrista, MN, 55375 — assumable FHA mortgage at 3.75%

FHA

Active

$475,000$309,650 equity gap

Rate: 3.75%; ~~7.32%~~today
Payment: $1,174/mo; ~~$1,741~~today

4beds
3baths
1,998sqft

9537 Glacier Road, Minnetrista

3985 Games Drive, Minnetrista, MN, 55375 — assumable FHA mortgage at 3.80%

FHA

Active

$535,000$312,320 equity gap

Rate: 3.80%; ~~7.32%~~today
Payment: $1,556/mo; ~~$2,293~~today

4beds
4baths
3,550sqft

3985 Games Drive, Minnetrista

388 Garden Drive, Delano, MN, 55328 — assumable FHA mortgage at 6.24%

FHA

Active

$368,500$46,069 equity gap

Rate: 6.24%; ~~7.32%~~today
Payment: $2,003/mo; ~~$2,237~~today

4beds
3baths
2,130sqft

388 Garden Drive, Delano

908 Big Woods Drive, Delano, MN, 55328 — assumable VA mortgage at 4.875%

Active

$589,990$589,990 equity gap

Rate: 4.875%; ~~7.32%~~today
Payment: $0/mo

3beds
3baths
2,958sqft

908 Big Woods Drive, Delano

1186 Woods Creek Drive, Delano, MN, 55328 — assumable VA mortgage at 4.875%

Active

$574,990$574,990 equity gap

Rate: 4.875%; ~~7.32%~~today
Payment: $0/mo

3beds
3baths
3,191sqft

1186 Woods Creek Drive, Delano

916 Big Woods Drive, Delano, MN, 55328 — assumable VA mortgage at 4.875%

Active

$644,990$644,990 equity gap

Rate: 4.875%; ~~7.32%~~today
Payment: $0/mo

5beds
4baths
3,916sqft

916 Big Woods Drive, Delano

914 Big Woods Drive, Delano, MN, 55328 — assumable VA mortgage at 4.875%

Active

$699,990$699,990 equity gap

Rate: 4.875%; ~~7.32%~~today
Payment: $0/mo

6beds
5baths
4,770sqft

914 Big Woods Drive, Delano

1007 Oakwood Lane, Delano, MN, 55328 — assumable FHA mortgage at 5.891%

FHA

Active

$658,075$658,075 equity gap

Rate: 5.891%; ~~7.32%~~today
Payment: $0/mo

3beds
3baths
2,958sqft

1007 Oakwood Lane, Delano

1015 Legacy Drive, Delano, MN, 55328 — assumable FHA mortgage at 5.891%

FHA

Active

$640,400$640,400 equity gap

Rate: 5.891%; ~~7.32%~~today
Payment: $0/mo

5beds
4baths
3,581sqft

1015 Legacy Drive, Delano

Assuming a mortgage in Watertown

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate: 2.73%
Lowest existing payment: $1,025 /mo
Median cash to assume: $309,650